{"id":1800,"date":"2023-11-18T10:18:05","date_gmt":"2023-11-18T10:18:05","guid":{"rendered":"https:\/\/www.feodus-finance.fr\/defiscalisation\/?page_id=1800"},"modified":"2024-03-04T17:58:42","modified_gmt":"2024-03-04T16:58:42","slug":"particulier","status":"publish","type":"page","link":"https:\/\/www.feodus-finance.fr\/defiscalisation\/particulier\/","title":{"rendered":"Particulier"},"content":{"rendered":"\n

<\/path><\/svg><\/span>la fiscalit\u00e9 des particuliers<\/span><\/h2>\n\n\n\n

All\u00e9ger sa fiscalit\u00e9 en tant que particulier<\/p>\n\n\n\n

La fiscalit\u00e9 des particuliers concerne tout contribuable, lequel per\u00e7oit \u00e0 un moment de sa vie, active ou non, des revenus.<\/p>\n\n\n\n

Dans la m\u00eame veine, lesdits revenus servent \u00e0 l\u2019acquisition de biens mobiliers ou immobiliers, biens qui peuvent par ailleurs faire l\u2019objet de donation ou de transmission.<\/p>\n\n\n\n

Revenus<\/strong> d\u2019un c\u00f4t\u00e9, patrimoine <\/strong>de l\u2019autre, l\u2019imposition de ces derniers est in\u00e9luctable, \u00e0 des degr\u00e9s divers certes mais c\u2019est un passage oblig\u00e9 et contraint.<\/p>\n\n\n\n

Dans le premier cas, il s\u2019agit d\u2019imposer les diff\u00e9rents revenus per\u00e7us<\/strong>, c\u2019est principalement l\u2019objet de l\u2019imp\u00f4t sur le revenu.<\/p>\n\n\n\n

Dans le second cas, il s\u2019agit de taxer la d\u00e9tention d\u2019un patrimoine<\/strong>, ainsi que les op\u00e9rations qui peuvent l\u2019affecter.<\/p>\n\n\n\n

Les moyens qui permettent de baisser ces taxes … tout en respectant la loi ?<\/h2>\n\n\n\n

<\/h4>\n\n\n\n

Il est possible d\u2019agir en mettant en place des solutions pour optimiser et r\u00e9duire sa pression fiscale. Certains dispositifs de d\u00e9fiscalisation sont par ailleurs \u00e0 privil\u00e9gier en fonction de sa Tranche Marginale d\u2019Imposition.<\/strong><\/p>\n\n\n\n

R\u00e9ductions d\u2019imp\u00f4t, cr\u00e9dits d\u2019imp\u00f4t ou encore d\u00e9ductions fiscales : les choix sont larges.<\/p>\n\n\n\n

En premier lieu il existe de nombreuses r\u00e9ductions d’imp\u00f4t <\/strong>sur le revenu li\u00e9es \u00e0 des investissements immobiliers (Pinel, Denormandie, Censi-Bouvard, Malraux), \u00e0 des investissements forestiers ou encore \u00e0 des souscriptions de Fonds communs de placement dans l\u2019innovation\u2026<\/p>\n\n\n\n

Des cr\u00e9dits d’imp\u00f4t<\/strong> peuvent en outre \u00eatre accord\u00e9s aux contribuables effectuant certaines d\u00e9penses ou investissements. A la diff\u00e9rence de la r\u00e9duction d’imp\u00f4t, le montant des cr\u00e9dits d’imp\u00f4t d\u00e9passant le montant de l’imp\u00f4t d\u00fb est rembours\u00e9 par l’Etat.<\/p>\n\n\n\n

Enfin, les d\u00e9ductions fiscales<\/strong> s\u2019obtiennent en d\u00e9clarant des frais ou des charges d\u00e9ductibles des revenus, c\u2019est notamment le cas avec le plan \u00e9pargne retraite (PER) individuel : les versements sur un PER constituent une charge d\u00e9ductible du revenu imposable au niveau du revenu brut global.<\/p>\n\n\n\n

De fa\u00e7on concr\u00e8te, l\u2019\u00c9tat a mis en place de nombreux m\u00e9canismes fiscaux qui permettent \u00e0 tout contribuable de b\u00e9n\u00e9ficier de solutions d\u2019optimisation fiscale et d\u2019agir sur son imposition finale.<\/p>\n\n\n\n

Il reste \u00e0 en ma\u00eetriser leurs subtilit\u00e9s.<\/strong><\/p>\n\n\n

\n
\n\n

<\/g><\/g><\/path><\/g><\/svg><\/span>Immobilier<\/a><\/span><\/h3>\n\n\n\n

Objectifs poursuivis, financements, modes d\u2019acquisitions en direct ou indirect, pleine propri\u00e9t\u00e9 ou d\u00e9membrement, montages et v\u00e9hicules d\u2019investissements\u2026<\/p>\n\n\n\nEn savoir plus<\/span><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n

\n\n

<\/g><\/g> <\/rect> <\/path> <\/path> <\/path> <\/g> <\/path> <\/path> <\/path> <\/g> <\/circle> <\/circle> <\/circle> <\/g> <\/rect> <\/rect> <\/g> <\/rect> <\/rect> <\/rect> <\/rect> <\/rect> <\/rect> <\/rect> <\/path> <\/path> <\/path> <\/path> <\/path> <\/path> <\/g> <\/circle> <\/g><\/svg><\/span>Assurance<\/a><\/span><\/h3>\n\n\n\n

Les produits dits d\u2019assurance couvrent un large spectre de besoins et d\u2019attentes. On distingue cependant deux grands blocs de contrats d\u2019assurance.<\/p>\n\n\n\nen savoir plus<\/span><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n

\n\n

<\/g><\/g><\/path><\/path><\/g><\/svg><\/span>Imp\u00f4ts<\/a><\/span><\/h3>\n\n\n\n

Gestion du pr\u00e9l\u00e8vement \u00e0 la source, d\u00e9clarer ses revenus, payer ses imp\u00f4ts et taxes diverses, effectuer des d\u00e9marches en vue d\u2019une succession, transmission.<\/p>\n\n\n\nen savoir plus<\/span><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n

\n\n

<\/path><\/svg><\/span>Placement<\/a><\/span><\/h3>\n\n\n\n

La notion de placement est large et les formules d\u2019investissement doivent correspondre \u00e0 la situation de chacun.\u2026<\/p>\n\n\n\nen savoir plus<\/span><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n

\n\n

<\/g><\/g> <\/path> <\/path> <\/path> <\/path> <\/g> <\/g><\/svg><\/span>Investissement<\/a><\/span><\/h3>\n\n\n\n

Accessible aux particuliers, l’investissement dans des fonds de capital-investissement permet donc d\u2019\u00e9largir le spectre de ses placements<\/p>\n\n\n\nen savoir plus<\/span><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n

\n\n

<\/path><\/svg><\/span>retraite<\/a><\/span><\/h3>\n\n\n\n

R\u00e9gimes de base et des r\u00e9gimes compl\u00e9mentaires : mieux comprendre le principe de la retraite par r\u00e9partition en France.\u2026<\/p>\n\n\n\nen savoir plus<\/span><\/path><\/svg><\/span><\/a>\n\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

la fiscalit\u00e9 des particuliers All\u00e9ger sa fiscalit\u00e9 en tant que particulier La fiscalit\u00e9 des particuliers concerne tout contribuable, lequel per\u00e7oit \u00e0 un moment de sa vie, active ou non, des revenus. Dans la m\u00eame veine, lesdits revenus servent \u00e0 l\u2019acquisition de biens mobiliers ou immobiliers, biens qui peuvent par ailleurs faire l\u2019objet de donation ou … Lire plus<\/a><\/p>\n","protected":false},"author":2,"featured_media":1801,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1800","page","type-page","status-publish","has-post-thumbnail"],"yoast_head":"\nFiscalit\u00e9 des particuliers : Les optimisations \u00e0 conna\u00eetre<\/title>\n<meta name=\"description\" content=\"La fiscalit\u00e9 des particuliers concerne tout contribuable, lequel per\u00e7oit \u00e0 un moment de sa vie, active ou non, des revenus.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/particulier\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" 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