{"id":2175,"date":"2023-12-05T11:22:07","date_gmt":"2023-12-05T10:22:07","guid":{"rendered":"https:\/\/www.feodus-finance.fr\/defiscalisation\/?page_id=2175"},"modified":"2024-11-15T15:35:18","modified_gmt":"2024-11-15T14:35:18","slug":"avantage-epargne-salariale","status":"publish","type":"page","link":"https:\/\/www.feodus-finance.fr\/defiscalisation\/avantage-epargne-salariale\/","title":{"rendered":"Avantages de l&#8217;\u00e9pargne salariale"},"content":{"rendered":"\n<h2 class=\"gb-headline gb-headline-b5937dea\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 36.7 3\"><path d=\"M0 0h36.7v3H0z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\">Les avantages multiples de l&#8217;\u00e9pargne salariale<\/span><\/h2>\n\n\n\n<p class=\"gb-headline gb-headline-fbce00a7 gb-headline-text\">pour les employ\u00e9s et les entreprises<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L&#8217;\u00e9pargne salariale est un syst\u00e8me d&#8217;\u00e9pargne collectif permettant aux salari\u00e9s de se constituer une \u00e9pargne avec l&#8217;aide de leur employeur. Ce dispositif, qui offre des avantages tant pour les entreprises que pour leurs salari\u00e9s, permet la constitution d&#8217;un capital sur le long terme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages fiscaux de l\u2019\u00e9pargne salariale<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019un des principaux atouts de l\u2019\u00e9pargne salariale r\u00e9side dans ses avantages fiscaux, permettant aux salari\u00e9s d\u2019optimiser leur \u00e9pargne tout en r\u00e9duisant leur charge fiscale.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Exon\u00e9ration d\u2019imp\u00f4t sur le revenu<\/strong> : Les sommes issues de la participation, de l\u2019int\u00e9ressement ou de l\u2019abondement, lorsqu\u2019elles sont plac\u00e9es sur un plan d\u2019\u00e9pargne salariale comme le PEE (Plan d\u2019\u00c9pargne Entreprise) ou le PERCO (Plan d\u2019\u00c9pargne Retraite Collectif), sont exon\u00e9r\u00e9es d\u2019imp\u00f4t sur le revenu.<\/li>\n\n\n\n<li><strong>Exon\u00e9ration de charges sociales<\/strong> : Ces sommes sont \u00e9galement exon\u00e9r\u00e9es de cotisations sociales, \u00e0 l\u2019exception de la CSG et de la CRDS.<\/li>\n\n\n\n<li><strong>R\u00e9duction des gains imposables<\/strong> : Les plus-values g\u00e9n\u00e9r\u00e9es par les investissements dans le cadre de l\u2019\u00e9pargne salariale sont exon\u00e9r\u00e9es d\u2019imp\u00f4t sur le revenu, sous r\u00e9serve de respecter les dur\u00e9es de blocage l\u00e9gales.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages sociaux pour les salari\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019\u00e9pargne salariale ne se limite pas \u00e0 des avantages fiscaux. Elle repr\u00e9sente \u00e9galement un levier social puissant pour les employ\u00e9s, en renfor\u00e7ant leur sentiment d\u2019appartenance et leur motivation.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accroissement du patrimoine<\/strong> : Les dispositifs d\u2019\u00e9pargne salariale permettent aux salari\u00e9s de se constituer une \u00e9pargne solide, avec des contributions personnelles soutenues par l\u2019abondement de l\u2019employeur.<\/li>\n\n\n\n<li><strong>Implication dans la performance de l\u2019entreprise<\/strong> : Les m\u00e9canismes de participation et d\u2019int\u00e9ressement associent directement les salari\u00e9s aux r\u00e9sultats de l\u2019entreprise, cr\u00e9ant un lien \u00e9troit entre leur engagement et les r\u00e9compenses financi\u00e8res.<\/li>\n\n\n\n<li><strong>Souplesse des versements<\/strong> : Les salari\u00e9s peuvent ajuster leurs contributions selon leurs capacit\u00e9s financi\u00e8res, et choisir les supports d\u2019investissement en fonction de leur tol\u00e9rance au risque.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">L\u2019abondement de l\u2019employeur : un levier essentiel<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un des avantages les plus appr\u00e9ci\u00e9s de l\u2019\u00e9pargne salariale est l\u2019abondement, c\u2019est-\u00e0-dire la contribution suppl\u00e9mentaire de l\u2019entreprise aux versements effectu\u00e9s par le salari\u00e9.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Boost de l\u2019\u00e9pargne<\/strong> : L\u2019employeur peut compl\u00e9ter les versements du salari\u00e9 \u00e0 hauteur de 300 % de leur montant, dans la limite de 8 % du Plafond Annuel de la S\u00e9curit\u00e9 Sociale (PASS).<\/li>\n\n\n\n<li><strong>Exon\u00e9ration fiscale<\/strong> : L\u2019abondement est exon\u00e9r\u00e9 d\u2019imp\u00f4t sur le revenu pour le salari\u00e9 et de charges sociales pour l\u2019employeur, rendant ce dispositif mutuellement b\u00e9n\u00e9fique.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Une solution flexible avec des cas de d\u00e9blocage anticip\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bien que les sommes investies dans l\u2019\u00e9pargne salariale soient g\u00e9n\u00e9ralement bloqu\u00e9es pour une dur\u00e9e minimale (cinq ans pour le PEE, jusqu\u2019\u00e0 la retraite pour le PERCO), la loi pr\u00e9voit des cas de d\u00e9blocage anticip\u00e9. Ces cas permettent aux salari\u00e9s d\u2019utiliser leur \u00e9pargne pour des besoins personnels ou des situations impr\u00e9vues.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Principaux cas de d\u00e9blocage anticip\u00e9 :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mariage ou conclusion d\u2019un PACS<\/li>\n\n\n\n<li>Naissance ou adoption d\u2019un troisi\u00e8me enfant<\/li>\n\n\n\n<li>Acquisition ou construction de la r\u00e9sidence principale<\/li>\n\n\n\n<li>Rupture du contrat de travail<\/li>\n\n\n\n<li>Invalidit\u00e9 ou d\u00e9c\u00e8s<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages pour l\u2019avenir financier des salari\u00e9s<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019\u00e9pargne salariale constitue un excellent moyen de pr\u00e9parer des projets \u00e0 moyen ou long terme :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Financer des projets personnels<\/strong> : Que ce soit pour l\u2019achat d\u2019une maison, la naissance d\u2019un enfant ou un changement de vie, les dispositifs d\u2019\u00e9pargne salariale permettent de disposer d\u2019une r\u00e9serve financi\u00e8re pr\u00e9cieuse.<\/li>\n\n\n\n<li><strong>Pr\u00e9parer la retraite<\/strong> : Les plans comme le PERCO offrent une solution d\u2019\u00e9pargne efficace pour anticiper la baisse des revenus au moment de la retraite, avec une fiscalit\u00e9 adapt\u00e9e.<\/li>\n\n\n\n<li><strong>Diversifier les investissements<\/strong> : Avec une large gamme de supports financiers disponibles, les salari\u00e9s peuvent construire un portefeuille diversifi\u00e9 et adapt\u00e9 \u00e0 leur tol\u00e9rance au risque.<\/li>\n<\/ul>\n\n\n<div class=\"gb-container gb-container-c96aa272\">\n<div class=\"gb-container gb-container-a4b5cd2e\">\n\n<h3 class=\"gb-headline gb-headline-b8d93b26\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g 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href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/comment-fonctionne-epargne-salariale\/\">Comment fonctionne l&#8217;\u00e9pargne salariale?<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-940b6b59 gb-headline-text\">Les bases et le fonctionnement de l&#8217;\u00e9pargne salariale d\u00e9taill\u00e9s simplement.<\/p>\n\n\n\n<a class=\"gb-button gb-button-3898b100\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/comment-fonctionne-epargne-salariale\/\"><span class=\"gb-button-text\">En savoir plus<\/span><span class=\"gb-icon\"><svg aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill=\"currentColor\" d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container 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28.963-.001s7.997-20.966-.001-28.963l-104.55-104.54c-25.733-25.733-67.464-25.733-93.198.001l-4.828 4.838c-25.729 25.714-25.729 67.439.015 93.183l104.54 104.54c7.998 7.998 20.965 7.998 28.963 0s7.998-20.965 0-28.963zM685.653 754.755l-93-93-28.963 28.963 93 93z\"><\/path><path d=\"M818.516 393.754l119.562 119.562 28.963-28.963-119.562-119.562z\"><\/path><path d=\"M931.165 506.23c32.758 32.579 51.49 76.693 51.49 123.821 0 96.445-78.178 174.623-174.623 174.623-46.962 0-90.924-18.593-123.472-51.141l-28.963 28.963c40.154 40.154 94.499 63.138 152.435 63.138 119.066 0 215.583-96.516 215.583-215.583 0-58.143-23.155-112.673-63.567-152.864l-28.883 29.042z\"><\/path><\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/placement-epargne-salariale\/\">Placement \u00e9pargne salariale<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-aae6e5f1 gb-headline-text\">Les avantages d&#8217;un placement judicieux dans l&#8217;\u00e9pargne salariale.<\/p>\n\n\n\n<a class=\"gb-button gb-button-1b85d4a9\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/placement-epargne-salariale\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-d9ad20fb\">\n\n<h3 class=\"gb-headline gb-headline-6b088469\"><span class=\"gb-icon\"><svg xml:space=\"preserve\" viewBox=\"0 0 421.021 421.021\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" version=\"1.1\" fill=\"#000000\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"> <g> <rect height=\"15\" width=\"116.533\" y=\"110.08\" x=\"178.902\"><\/rect> <rect height=\"15\" width=\"116.533\" y=\"147.596\" x=\"178.902\"><\/rect> <rect height=\"15\" width=\"116.533\" y=\"222.628\" x=\"178.902\"><\/rect> <rect height=\"15\" width=\"116.533\" y=\"297.661\" x=\"177.862\"><\/rect> <rect height=\"15\" width=\"116.533\" y=\"260.145\" x=\"177.862\"><\/rect> <rect height=\"15\" width=\"116.533\" y=\"185.112\" x=\"177.862\"><\/rect> <rect height=\"15\" width=\"116.533\" y=\"335.177\" x=\"178.902\"><\/rect> <path d=\"M285.325,27.235V0h-149.63v27.235H57.156v393.786h306.709V27.235H285.325z M285.325,89.063V75.978h31.43v296.302H104.266 V75.978h31.43v13.085H285.325z M150.695,15h119.63v59.063h-119.63V15z M348.865,406.021H72.156V42.235h63.539v18.742h-46.43 v326.302h242.489V60.978h-46.43V42.235h63.54V406.021z\"><\/path> <rect height=\"15\" width=\"72.928\" y=\"37.031\" x=\"174.047\"><\/rect> <polygon points=\"112.97,129.99 137.365,154.386 169.539,122.212 158.932,111.606 137.365,133.172 123.577,119.384\"><\/polygon> <polygon points=\"137.365,228.672 123.577,214.884 112.97,225.49 137.365,249.886 169.539,217.712 158.932,207.106\"><\/polygon> <polygon points=\"156.104,297.289 141.254,312.138 126.405,297.289 115.799,307.895 130.648,322.745 115.799,337.594 126.405,348.2 141.254,333.351 156.104,348.2 166.71,337.594 151.861,322.745 166.71,307.895\"><\/polygon> <\/g> <\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/dispositifs-depargne-salariale\/\">Dispositifs d&#8217;\u00e9pargne salariale<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-a49c85a4 gb-headline-text\">Un aper\u00e7u des diff\u00e9rents dispositifs disponibles pour l&#8217;\u00e9pargne salariale.<\/p>\n\n\n\n<a class=\"gb-button gb-button-86455e17\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/dispositifs-depargne-salariale\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-d9088d12\">\n\n<h3 class=\"gb-headline gb-headline-c0865bb2\"><span class=\"gb-icon\"><svg fill=\"#000000\" xml:space=\"preserve\" viewBox=\"0 0 32 32\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Uploaded to svgrepo.com\" version=\"1.1\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"> <style type=\"text\/css\"> .linesandangles_een{fill:;} <\/style> <path d=\"M24,4H8C4.822,4,3,5.822,3,9c0,2.721,2.399,5.817,4.553,6.895l0.784,0.392 c0.894,2.99,3.492,5.246,6.663,5.644V24c0,1.105-0.895,2-2,2h-2v2h10v-2h-2c-1.105,0-2-0.895-2-2v-2.069 c3.171-0.398,5.769-2.654,6.663-5.644l0.784-0.392C26.601,14.817,29,11.721,29,9C29,5.822,27.178,4,24,4z M5,9c0-2.075,0.925-3,3-3 v7.83C6.427,12.79,5,10.56,5,9z M22,14c0,3.309-2.691,6-6,6s-6-2.691-6-6V6h12V14z M24,13.83V6c2.075,0,3,0.925,3,3 C27,10.56,25.573,12.79,24,13.83z M11,14h2c0,1.654,1.346,3,3,3v2C13.243,19,11,16.757,11,14z\" class=\"linesandangles_een\"><\/path> <\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/avantages-pour-employeur-epargne-salariale\/\">Avantages pour l&#8217;employeur \u00e9pargne salariale<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-4e79456e gb-headline-text\">Les b\u00e9n\u00e9fices directs de l&#8217;\u00e9pargne salariale pour les employeurs.<\/p>\n\n\n\n<a class=\"gb-button gb-button-96171c65\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/avantages-pour-employeur-epargne-salariale\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-6f4c3152\">\n\n<h3 class=\"gb-headline gb-headline-9ba8895f\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"> <g id=\"_10._Growth\" data-name=\"10. Growth\"> <path d=\"M17,12.05V11h3a5,5,0,0,0,5-5V4a1,1,0,0,0-1-1H20a4.92,4.92,0,0,0-3,1V1a1,1,0,0,0-2,0V2a4.92,4.92,0,0,0-3-1H8A1,1,0,0,0,7,2V4a5,5,0,0,0,5,5h3v3.05a10,10,0,1,0,2,0Zm3-7h3V6a3,3,0,0,1-3,3H17V8A3,3,0,0,1,20,5ZM9,4V3h3a3,3,0,0,1,3,3V7H12A3,3,0,0,1,9,4Zm7,26a8,8,0,1,1,8-8A8,8,0,0,1,16,30Z\"><\/path> <path d=\"M16,19h2a1,1,0,0,0,0-2H17a1,1,0,0,0-2,0v.18A3,3,0,0,0,16,23a1,1,0,0,1,0,2H14a1,1,0,0,0,0,2h1a1,1,0,0,0,2,0v-.18A3,3,0,0,0,16,21a1,1,0,0,1,0-2Z\"><\/path> <path d=\"M5.71,7.29l-2-2a1,1,0,0,0-1.42,0l-2,2A1,1,0,0,0,1.71,8.71L2,8.41V11a1,1,0,0,0,2,0V8.41l.29.3a1,1,0,0,0,1.42,0A1,1,0,0,0,5.71,7.29Z\"><\/path> <path d=\"M31.71,13.29l-2-2a1,1,0,0,0-1.42,0l-2,2a1,1,0,0,0,1.42,1.42l.29-.3V17a1,1,0,0,0,2,0V14.41l.29.3a1,1,0,0,0,1.42,0A1,1,0,0,0,31.71,13.29Z\"><\/path> <\/g> <\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-dans-les-pme\/\">\u00c9pargne salariale dans les PME<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-676502a4 gb-headline-text\">L&#8217;impact et l&#8217;utilit\u00e9 de l&#8217;\u00e9pargne salariale dans le contexte des PME.<\/p>\n\n\n\n<a class=\"gb-button gb-button-90567afb\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-dans-les-pme\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-576043bf\">\n\n<h3 class=\"gb-headline gb-headline-d0287569\"><span class=\"gb-icon\"><svg xml:space=\"preserve\" viewBox=\"0 0 915 915\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" version=\"1.1\" fill=\"#000000\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"> <g> <g> <path d=\"M457.45,0c-154.7,0-280.1,125.4-280.1,280.1c0,176.4,167.6,378.4,167.6,378.4h234.9c0,0,157.801-202,157.801-378.4 C737.549,125.4,612.15,0,457.45,0z M540.15,472.399c-14.102,14.801-33.102,25-54.9,29.7v7.5c0,13-10.6,23.601-23.6,23.601H451.45 c-13,0-23.6-10.601-23.6-23.601v-8c-11.5-2.5-22.301-6.3-32.301-11.5c-13.3-6.8-24.8-17.899-34.3-32.899 c-6.3-9.9-10.899-21.5-13.7-34.4c-1.399-6.3-0.1-12.6,3.5-18c3.601-5.3,9.301-9,15.601-10.1l10.2-1.801 c1.3-0.199,2.699-0.399,4.1-0.399c10.8,0,20.2,7.3,22.8,17.8c2.7,10.6,6.3,18.8,10.7,24.5c9.9,12.7,26.4,20.3,44,20.3 c3,0,6-0.2,8.9-0.7c12.6-1.899,23.699-7.8,31.5-16.6c8.199-9.3,12.4-21.2,12.4-35.2c0-11.7-2.801-21.1-8.301-27.899 c-10.6-13-29.299-18.601-46.2-22.5c-22.3-5.101-42.5-10.2-62.899-21.601c-13.601-7.6-24.101-18.2-31.5-31.6 c-7.301-13.3-10.9-28.4-10.9-45.1c0-29.6,10.7-54,31.8-72.5c11.601-10.1,27-17.4,44.7-21.2v-11.5c0-13,10.6-23.6,23.6-23.6h10.201 c13,0,23.6,10.6,23.6,23.6v11.8c16.4,3.7,30.699,10.4,41.699,19.5c12.602,10.5,21.9,23.9,27.602,39.8 c2.398,6.6,1.699,13.8-1.9,19.9s-9.801,10.2-16.801,11.3l-9.9,1.5c-1.199,0.2-2.299,0.3-3.5,0.3c-10.1,0-19.1-6.4-22.299-16 c-2.201-6.4-5.1-11.7-8.6-15.6c-8.102-9.1-21-14.3-35.3-14.3c-15.4,0-29.801,5.9-38.601,15.8c-7.1,8-10.6,17.3-10.6,28.3 c0,10.9,3,20,8.899,27.1c12.801,15.4,34.7,19.8,55.9,24.1c13.1,2.6,26.6,5.4,38.6,10.6c12.801,5.6,23.5,12.7,31.701,20.9 c8.299,8.3,14.799,18.3,19.199,29.7c4.4,11.301,6.6,23.601,6.6,36.7C567.85,428.8,558.549,453.1,540.15,472.399z\"><\/path> <rect height=\"60.9\" width=\"235.9\" y=\"691.6\" x=\"339.45\"><\/rect> <path d=\"M339.45,798.1L339.45,798.1c0.6,64.7,53.1,116.9,117.9,116.9c64.8,0,117.4-52.2,117.9-116.9l0,0v-13.7h-235.8V798.1z\"><\/path> <\/g> <\/g> <\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/interet-epargne-salariale\/\">Int\u00e9r\u00eat de l&#8217;\u00e9pargne salariale<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-4c98a9cb gb-headline-text\">Les atouts de l&#8217;\u00e9pargne salariale comme levier financier et d&#8217;\u00e9pargne.<\/p>\n\n\n\n<a class=\"gb-button gb-button-b5abe1d8\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/interet-epargne-salariale\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-5e84d7ed\">\n\n<h3 class=\"gb-headline gb-headline-0b4f52f1\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"> <g id=\"_10._Growth\" data-name=\"10. Growth\"> <path d=\"M17,12.05V11h3a5,5,0,0,0,5-5V4a1,1,0,0,0-1-1H20a4.92,4.92,0,0,0-3,1V1a1,1,0,0,0-2,0V2a4.92,4.92,0,0,0-3-1H8A1,1,0,0,0,7,2V4a5,5,0,0,0,5,5h3v3.05a10,10,0,1,0,2,0Zm3-7h3V6a3,3,0,0,1-3,3H17V8A3,3,0,0,1,20,5ZM9,4V3h3a3,3,0,0,1,3,3V7H12A3,3,0,0,1,9,4Zm7,26a8,8,0,1,1,8-8A8,8,0,0,1,16,30Z\"><\/path> <path d=\"M16,19h2a1,1,0,0,0,0-2H17a1,1,0,0,0-2,0v.18A3,3,0,0,0,16,23a1,1,0,0,1,0,2H14a1,1,0,0,0,0,2h1a1,1,0,0,0,2,0v-.18A3,3,0,0,0,16,21a1,1,0,0,1,0-2Z\"><\/path> <path d=\"M5.71,7.29l-2-2a1,1,0,0,0-1.42,0l-2,2A1,1,0,0,0,1.71,8.71L2,8.41V11a1,1,0,0,0,2,0V8.41l.29.3a1,1,0,0,0,1.42,0A1,1,0,0,0,5.71,7.29Z\"><\/path> <path d=\"M31.71,13.29l-2-2a1,1,0,0,0-1.42,0l-2,2a1,1,0,0,0,1.42,1.42l.29-.3V17a1,1,0,0,0,2,0V14.41l.29.3a1,1,0,0,0,1.42,0A1,1,0,0,0,31.71,13.29Z\"><\/path> <\/g> <\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/rendement-epargne-salariale\/\">Rendement \u00e9pargne salariale<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-5053bbc4 gb-headline-text\">Le rendement de l&#8217;\u00e9pargne salariale et les facteurs qui l&#8217;influencent.<\/p>\n\n\n\n<a class=\"gb-button gb-button-ddf5fc96\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/rendement-epargne-salariale\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-08a9819c\">\n\n<h3 class=\"gb-headline gb-headline-d41b6a8d\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 -0.5 25 25\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"> <path stroke-linejoin=\"round\" stroke-linecap=\"round\" stroke-width=\"1.5\" stroke=\"#a19893\" d=\"M15.5 5H10.5C8.29086 5 6.5 6.79086 6.5 9V15C6.5 17.2091 8.29086 19 10.5 19H15.5C17.7091 19 19.5 17.2091 19.5 15V9C19.5 6.79086 17.7091 5 15.5 5Z\" clip-rule=\"evenodd\" fill-rule=\"evenodd\"><\/path> <path fill=\"#a19893\" d=\"M16 9.75C16.4142 9.75 16.75 9.41421 16.75 9C16.75 8.58579 16.4142 8.25 16 8.25V9.75ZM10 8.25C9.58579 8.25 9.25 8.58579 9.25 9C9.25 9.41421 9.58579 9.75 10 9.75V8.25ZM16 12.75C16.4142 12.75 16.75 12.4142 16.75 12C16.75 11.5858 16.4142 11.25 16 11.25V12.75ZM10 11.25C9.58579 11.25 9.25 11.5858 9.25 12C9.25 12.4142 9.58579 12.75 10 12.75V11.25ZM13 15.75C13.4142 15.75 13.75 15.4142 13.75 15C13.75 14.5858 13.4142 14.25 13 14.25V15.75ZM10 14.25C9.58579 14.25 9.25 14.5858 9.25 15C9.25 15.4142 9.58579 15.75 10 15.75V14.25ZM16 8.25H10V9.75H16V8.25ZM16 11.25H10V12.75H16V11.25ZM13 14.25H10V15.75H13V14.25Z\"><\/path> <\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-et-retraite\/\">\u00c9pargne salariale et retraite<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-57b75bff gb-headline-text\">La compl\u00e9mentarit\u00e9 de l&#8217;\u00e9pargne salariale dans la planification de la retraite.<\/p>\n\n\n\n<a class=\"gb-button gb-button-be060ad2\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-et-retraite\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-71cab4d8\">\n\n<h3 class=\"gb-headline gb-headline-ca28d224\"><span class=\"gb-icon\"><svg fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 20 20\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"> <path d=\"M10 3a7 7 0 100 14 7 7 0 000-14zm-9 7a9 9 0 1118 0 9 9 0 01-18 0zm10.01 4a1 1 0 01-1 1H10a1 1 0 110-2h.01a1 1 0 011 1zM11 6a1 1 0 10-2 0v5a1 1 0 102 0V6z\" fill-rule=\"evenodd\" fill=\"#\"><\/path> <\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/risques-epargne-salariale\/\">Risques de l&#8217;\u00e9pargne salariale<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-edf3c69c gb-headline-text\">Les risques li\u00e9s \u00e0 l&#8217;\u00e9pargne salariale et les moyens de les att\u00e9nuer.<\/p>\n\n\n\n<a class=\"gb-button gb-button-c6c1b278\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/risques-epargne-salariale\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-9c2bd433\">\n\n<h3 class=\"gb-headline gb-headline-56d03000\"><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 16 16\" fill=\"#000000\"><g stroke-width=\"0\" id=\"SVGRepo_bgCarrier\"><\/g><g stroke-linejoin=\"round\" stroke-linecap=\"round\" id=\"SVGRepo_tracerCarrier\"><\/g><g id=\"SVGRepo_iconCarrier\"><path d=\"M12.32 8a3 3 0 0 0-2-.7H5.63A1.59 1.59 0 0 1 4 5.69a2 2 0 0 1 0-.25 1.59 1.59 0 0 1 1.63-1.33h4.62a1.59 1.59 0 0 1 1.57 1.33h1.5a3.08 3.08 0 0 0-3.07-2.83H8.67V.31H7.42v2.3H5.63a3.08 3.08 0 0 0-3.07 2.83 2.09 2.09 0 0 0 0 .25 3.07 3.07 0 0 0 3.07 3.07h4.74A1.59 1.59 0 0 1 12 10.35a1.86 1.86 0 0 1 0 .34 1.59 1.59 0 0 1-1.55 1.24h-4.7a1.59 1.59 0 0 1-1.55-1.24H2.69a3.08 3.08 0 0 0 3.06 2.73h1.67v2.27h1.25v-2.27h1.7a3.08 3.08 0 0 0 3.06-2.73v-.34A3.06 3.06 0 0 0 12.32 8z\"><\/path><\/g><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-et-fiscalite\/\">\u00c9pargne salariale et fiscalit\u00e9<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-ae8b7420 gb-headline-text\">Les aspects fiscaux de l&#8217;\u00e9pargne salariale et leur gestion pour l&#8217;optimisation fiscale.<\/p>\n\n\n\n<a class=\"gb-button gb-button-c7ccb878\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-et-fiscalite\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-dc3623f3\">\n\n<h3 class=\"gb-headline gb-headline-5160d844\"><span class=\"gb-icon\"><svg aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill=\"currentColor\" d=\"M97.12 362.63c-8.69-8.69-4.16-6.24-25.12-11.85-9.51-2.55-17.87-7.45-25.43-13.32L1.2 448.7c-4.39 10.77 3.81 22.47 15.43 22.03l52.69-2.01L105.56 507c8 8.44 22.04 5.81 26.43-4.96l52.05-127.62c-10.84 6.04-22.87 9.58-35.31 9.58-19.5 0-37.82-7.59-51.61-21.37zM382.8 448.7l-45.37-111.24c-7.56 5.88-15.92 10.77-25.43 13.32-21.07 5.64-16.45 3.18-25.12 11.85-13.79 13.78-32.12 21.37-51.62 21.37-12.44 0-24.47-3.55-35.31-9.58L252 502.04c4.39 10.77 18.44 13.4 26.43 4.96l36.25-38.28 52.69 2.01c11.62.44 19.82-11.27 15.43-22.03zM263 340c15.28-15.55 17.03-14.21 38.79-20.14 13.89-3.79 24.75-14.84 28.47-28.98 7.48-28.4 5.54-24.97 25.95-45.75 10.17-10.35 14.14-25.44 10.42-39.58-7.47-28.38-7.48-24.42 0-52.83 3.72-14.14-.25-29.23-10.42-39.58-20.41-20.78-18.47-17.36-25.95-45.75-3.72-14.14-14.58-25.19-28.47-28.98-27.88-7.61-24.52-5.62-44.95-26.41-10.17-10.35-25-14.4-38.89-10.61-27.87 7.6-23.98 7.61-51.9 0-13.89-3.79-28.72.25-38.89 10.61-20.41 20.78-17.05 18.8-44.94 26.41-13.89 3.79-24.75 14.84-28.47 28.98-7.47 28.39-5.54 24.97-25.95 45.75-10.17 10.35-14.15 25.44-10.42 39.58 7.47 28.36 7.48 24.4 0 52.82-3.72 14.14.25 29.23 10.42 39.59 20.41 20.78 18.47 17.35 25.95 45.75 3.72 14.14 14.58 25.19 28.47 28.98C104.6 325.96 106.27 325 121 340c13.23 13.47 33.84 15.88 49.74 5.82a39.676 39.676 0 0 1 42.53 0c15.89 10.06 36.5 7.65 49.73-5.82zM97.66 175.96c0-53.03 42.24-96.02 94.34-96.02s94.34 42.99 94.34 96.02-42.24 96.02-94.34 96.02-94.34-42.99-94.34-96.02z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/plan-epargne-entreprise-pee\/\">Plan d&#8217;\u00e9pargne entreprise (PEE)<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-7ac4670f gb-headline-text\">Le Plan d&#8217;\u00c9pargne Entreprise (PEE) comme solution d&#8217;\u00e9pargne collective.<\/p>\n\n\n\n<a class=\"gb-button gb-button-40ae5176\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/plan-epargne-entreprise-pee\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n\n<div class=\"gb-container gb-container-2efecfcb\">\n\n<h3 class=\"gb-headline gb-headline-daa2ac58\"><span class=\"gb-icon\"><svg aria-hidden=\"true\" role=\"img\" height=\"1em\" width=\"1em\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path fill=\"currentColor\" d=\"M16 132h416c8.837 0 16-7.163 16-16V76c0-8.837-7.163-16-16-16H16C7.163 60 0 67.163 0 76v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16zm0 160h416c8.837 0 16-7.163 16-16v-40c0-8.837-7.163-16-16-16H16c-8.837 0-16 7.163-16 16v40c0 8.837 7.163 16 16 16z\"><\/path><\/svg><\/span><span class=\"gb-headline-text\"><a href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-definition\/\">\u00c9pargne salariale d\u00e9finition<\/a><\/span><\/h3>\n\n\n\n<p class=\"gb-headline gb-headline-ccaf70ba gb-headline-text\">Une d\u00e9finition claire et concise de l&#8217;\u00e9pargne salariale.<\/p>\n\n\n\n<a class=\"gb-button gb-button-24d82e12\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/epargne-salariale-definition\/\"><span class=\"gb-button-text\">en savoir plus<\/span><span class=\"gb-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\" width=\"1em\" height=\"1em\" aria-hidden=\"true\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\" fill=\"currentColor\"><\/path><\/svg><\/span><\/a>\n\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Les avantages multiples de l&#8217;\u00e9pargne salariale pour les employ\u00e9s et les entreprises L&#8217;\u00e9pargne salariale est un syst\u00e8me d&#8217;\u00e9pargne collectif permettant aux salari\u00e9s de se constituer une \u00e9pargne avec l&#8217;aide de leur employeur. Ce dispositif, qui offre des avantages tant pour les entreprises que pour leurs salari\u00e9s, permet la constitution d&#8217;un capital sur le long terme. &#8230; <a title=\"Avantages de l&#8217;\u00e9pargne salariale\" class=\"read-more\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/avantage-epargne-salariale\/\" aria-label=\"En savoir plus sur Avantages de l&#8217;\u00e9pargne salariale\">Lire plus<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2111,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2175","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les avantages de l&#039;\u00e9pargne salariale : fiscalit\u00e9, souplesse et performance<\/title>\n<meta name=\"description\" content=\"L\u2019\u00e9pargne salariale est un outil puissant, alliant avantages 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