{"id":2829,"date":"2024-02-06T16:26:41","date_gmt":"2024-02-06T15:26:41","guid":{"rendered":"https:\/\/www.feodus-finance.fr\/defiscalisation\/?p=2829"},"modified":"2024-02-06T16:26:50","modified_gmt":"2024-02-06T15:26:50","slug":"en-bref-credit-immobilier-lhypotheque-legale-speciale-du-preteur-de-deniers","status":"publish","type":"post","link":"https:\/\/www.feodus-finance.fr\/defiscalisation\/en-bref-credit-immobilier-lhypotheque-legale-speciale-du-preteur-de-deniers\/","title":{"rendered":"En bref : cr\u00e9dit immobilier, l’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers."},"content":{"rendered":"\n
<\/div>\n\n\n\n

Depuis le 1er<\/sup>\u00a0janvier 2022, l’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers remplace le\u00a0privil\u00e8ge du pr\u00eateur de deniers<\/em>, qui ne peut plus \u00eatre inscrit.<\/p>\n\n\n\n

L’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers peut \u00eatre utilis\u00e9e par la banque lorsqu’elle vous accorde un cr\u00e9dit immobilier.<\/p>\n\n\n\n

Elle peut servir \u00e0 garantir l’achat d’un bien existant (maison, appartement, terrain), mais pas le financement de travaux, ni un achat\u00a0en l’\u00e9tat futur d’ach\u00e8vement (V\u00e9fa).<\/p>\n\n\n\n

Elle permet \u00e0 la banque de faire vendre votre bien, si vous ne remboursez pas votre cr\u00e9dit.<\/p>\n\n\n\n

La banque n’a pas besoin d’obtenir votre consentement pour avoir recours \u00e0 ce type d’hypoth\u00e8que.<\/p>\n\n\n\n

L’hypoth\u00e8que l\u00e9gale sp\u00e9ciale doit \u00eatre inscrite par le notaire au service de publicit\u00e9 fonci\u00e8re (ex-conservation des hypoth\u00e8ques). C’est \u00e0 vous d’en payer les frais.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Depuis le 1er\u00a0janvier 2022, l’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers remplace le\u00a0privil\u00e8ge du pr\u00eateur de deniers, qui ne peut plus \u00eatre inscrit. L’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers peut \u00eatre utilis\u00e9e par la banque lorsqu’elle vous accorde un cr\u00e9dit immobilier. Elle peut servir \u00e0 garantir l’achat d’un bien existant (maison, appartement, terrain), mais … Lire plus<\/a><\/p>\n","protected":false},"author":2,"featured_media":2812,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dossier","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"yoast_head":"\nEn bref : cr\u00e9dit immobilier, l'hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers. - Feodus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/en-bref-credit-immobilier-lhypotheque-legale-speciale-du-preteur-de-deniers\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"En bref : cr\u00e9dit immobilier, l'hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers. - Feodus\" \/>\n<meta property=\"og:description\" content=\"Depuis le 1er\u00a0janvier 2022, l’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers remplace le\u00a0privil\u00e8ge du pr\u00eateur de deniers, qui ne peut plus \u00eatre inscrit. L’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers peut \u00eatre utilis\u00e9e par la banque lorsqu’elle vous accorde un cr\u00e9dit immobilier. Elle peut servir \u00e0 garantir l’achat d’un bien existant (maison, appartement, terrain), mais ... 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L’hypoth\u00e8que l\u00e9gale sp\u00e9ciale du pr\u00eateur de deniers peut \u00eatre utilis\u00e9e par la banque lorsqu’elle vous accorde un cr\u00e9dit immobilier. Elle peut servir \u00e0 garantir l’achat d’un bien existant (maison, appartement, terrain), mais ... 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Dipl\u00f4m\u00e9 d\u2019une Ecole Sup\u00e9rieure de Commerce, avec une sp\u00e9cialisation en Finance, il a exerc\u00e9 plusieurs m\u00e9tiers au sein de la banque anglo-saxonne HSBC, plus sp\u00e9cifiquement dans les divisions Banque d\u2019investissement & de march\u00e9 - Corporate Investment Banking & Markets (CIBM). Un parcours pluridisciplinaire, qui l\u2019a conduit sur des fonctions commerciales (Relationship management sur des portefeuilles de grande client\u00e8le institutionnelle \u00e0 l\u2019international), de management, d\u2019analyse financi\u00e8re, de finance et de contr\u00f4le de gestion en passant par des mandats de cr\u00e9ation de d\u00e9partement et de gouvernance de projet de rationalisation. 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