{"id":2836,"date":"2024-05-02T14:47:32","date_gmt":"2024-05-02T12:47:32","guid":{"rendered":"https:\/\/www.feodus-finance.fr\/defiscalisation\/?p=2836"},"modified":"2024-05-29T18:59:38","modified_gmt":"2024-05-29T16:59:38","slug":"credit-immobilier-baisse-du-taux-moyen-des-credits-accordes-aux-particuliers","status":"publish","type":"post","link":"https:\/\/www.feodus-finance.fr\/defiscalisation\/credit-immobilier-baisse-du-taux-moyen-des-credits-accordes-aux-particuliers\/","title":{"rendered":"Cr\u00e9dit immobilier : un taux moyen toujours en baisse"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Donn\u00e9es \u00e0 Avril 2024 &#8211; Observatoire Cr\u00e9dit Logement CSA<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.linkedin.com\/shareArticle?mini=true&amp;url=http%3A%2F%2Fwww.lobservatoirecreditlogement.fr%2Fpublication%2FMTgw%2Fjanvier-2024&amp;title=Janvier+2024&amp;summary=&amp;source=http:\/\/www.lobservatoirecreditlogement.fr\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La baisse du taux moyen amorc\u00e9e en janvier 2024 se poursuit au rythme \u00e0 peu pr\u00e8s r\u00e9gulier de 10 points de base (pdb) chaque mois. La baisse est donc rapide et plus pr\u00e9coce qu\u2019\u00e0 l\u2019habitude.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.lobservatoirecreditlogement.fr\/uploads\/obs_publications\/750086152-TDB_L_Observatoire_Credit_Logement_CSA_Janvier2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">TABLEAU DE BORD &#8211; L&#8217;OBSERVATOIRE CR\u00c9DIT LOGEMENT\/ CSA &#8211; AVRIL 2024<\/a><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-base-background-color has-background\"><tbody><tr><td><strong>INDICATEURS<\/strong><\/td><td><strong>AVRIL\u00a02024<\/strong><\/td><td><strong>MARS&nbsp;2024<\/strong><\/td><td><strong>TENDANCE<\/strong><\/td><\/tr><tr><td>Taux<\/td><td>3.81 %<\/td><td>3.90 %<\/td><td><img decoding=\"async\" src=\"https:\/\/www.lobservatoirecreditlogement.fr\/webroot\/uploads\/cms\/tendances\/gris-descendante.png\" alt=\"\"><\/td><\/tr><tr><td>Dur\u00e9e<\/td><td>&nbsp; 247 mois<br><strong>20 ans&nbsp;7 mois<\/strong><\/td><td>&nbsp; 246 mois<br>20 ans&nbsp;6 mois<\/td><td><img decoding=\"async\" src=\"https:\/\/www.lobservatoirecreditlogement.fr\/webroot\/uploads\/cms\/tendances\/stable-gris-small.png\" alt=\"\"><\/td><\/tr><tr><td>Co\u00fbt relatif moyen<\/td><td><strong>4.1<\/strong><\/td><td>4.1<\/td><td><img decoding=\"async\" src=\"https:\/\/www.lobservatoirecreditlogement.fr\/webroot\/uploads\/cms\/tendances\/stable-gris-small.png\" alt=\"\"><\/td><\/tr><tr><td>March\u00e9 du neuf <br><em>dont\u00a0accession\u00a0seule<\/em><\/td><td><strong>3.75 %<br><\/strong><em>&nbsp;3.74&nbsp;<\/em><em>%<\/em><\/td><td>3.92&nbsp;%&nbsp;<br><em>3.95&nbsp;<\/em><em>%<\/em><\/td><td><img decoding=\"async\" src=\"https:\/\/www.lobservatoirecreditlogement.fr\/webroot\/uploads\/cms\/tendances\/bleue-descendante.png\" alt=\"\"><\/td><\/tr><tr><td>March\u00e9 de l\u2019ancien<br> <em>dont\u00a0accession\u00a0seule<\/em><\/td><td><strong>3.81&nbsp;%&nbsp;<br><\/strong><em>3.81&nbsp;%<\/em><\/td><td>3.89&nbsp;%&nbsp;<br><em>3.89&nbsp;%<\/em><\/td><td><img decoding=\"async\" src=\"https:\/\/www.lobservatoirecreditlogement.fr\/webroot\/uploads\/cms\/tendances\/orange-descendante.png\" alt=\"\"><\/td><\/tr><tr><td>Activit\u00e9 march\u00e9 des cr\u00e9dits<br>En\u00a0trimestre\u00a0glissant<\/td><td>Montant de Production<br><strong>&#8211; 23,2 %<\/strong><br>Nombre de pr\u00eats<br><strong>&#8211; 7,3 %<\/strong><\/td><td>&nbsp;<\/td><td>&nbsp;<\/td><\/tr><tr><td>Annuel glissant\u00a0\u00a0<\/td><td>&nbsp;Montant de Production<br><strong>&#8211; 38.2 %<\/strong><br><br>Nombre de pr\u00eats<br><strong>&#8211;&nbsp;31.0 %<\/strong><\/td><td>&nbsp;<\/td><td>&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Donn\u00e9es \u00e0 Avril 2024 &#8211; Observatoire Cr\u00e9dit Logement CSA La baisse du taux moyen amorc\u00e9e en janvier 2024 se poursuit au rythme \u00e0 peu pr\u00e8s r\u00e9gulier de 10 points de base (pdb) chaque mois. La baisse est donc rapide et plus pr\u00e9coce qu\u2019\u00e0 l\u2019habitude. TABLEAU DE BORD &#8211; L&#8217;OBSERVATOIRE CR\u00c9DIT LOGEMENT\/ CSA &#8211; AVRIL 2024 &#8230; <a title=\"Cr\u00e9dit immobilier : un taux moyen toujours en baisse\" class=\"read-more\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/credit-immobilier-baisse-du-taux-moyen-des-credits-accordes-aux-particuliers\/\" aria-label=\"En savoir plus sur Cr\u00e9dit immobilier : un taux moyen toujours en baisse\">Lire plus<\/a><\/p>\n","protected":false},"author":3,"featured_media":1829,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-2836","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-de-la-finance","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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