{"id":3168,"date":"2024-08-30T14:25:12","date_gmt":"2024-08-30T12:25:12","guid":{"rendered":"https:\/\/www.feodus-finance.fr\/defiscalisation\/?p=3168"},"modified":"2024-09-10T14:26:11","modified_gmt":"2024-09-10T12:26:11","slug":"livret-a-plafond","status":"publish","type":"post","link":"https:\/\/www.feodus-finance.fr\/defiscalisation\/livret-a-plafond\/","title":{"rendered":"Livret A : quel est son plafond ?"},"content":{"rendered":"\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size wp-block-paragraph\">Le <strong>Livret A<\/strong> est un compte d&#8217;\u00e9pargne r\u00e9glement\u00e9, accessible \u00e0 tous et b\u00e9n\u00e9ficiant d&#8217;un taux d&#8217;int\u00e9r\u00eat d\u00e9fiscalis\u00e9.<\/p>\n\n\n\n<p class=\"has-base-3-color has-accent-background-color has-text-color has-background has-link-color wp-elements-271a1f63da5ff10d3d3e2b5038a2a6f0 wp-block-paragraph\"><strong>PERSONNE PHYSIQUE :<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tout le monde a le droit de d\u00e9tenir un livret A, il n&#8217;y a pas de condition d&#8217;\u00e2ge, de nationalit\u00e9, ou de r\u00e9sidence fiscale en France.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous \u00eates mineur vous pouvez ouvrir un livret A sans l&#8217;intervention de votre\u00a0<em>repr\u00e9sentant l\u00e9gal,\u00a0<\/em>mais vous ne pouvez pas faire de retrait avant l&#8217;\u00e2ge de 16 ans. De plus, il faut l&#8217;accord de votre repr\u00e9sentant l\u00e9gal pour faire le retrait.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous faites l&#8217;objet d&#8217;une mesure de protection juridique, c&#8217;est votre repr\u00e9sentant l\u00e9gal qui peut ouvrir le compte pour vous.<\/p>\n\n\n\n<p class=\"has-base-background-color has-background wp-block-paragraph\">Pour les personnes physiques le montant maximum d&#8217;\u00e9pargne sur le livret A est de\u00a0<strong>22\u00a0950\u00a0\u20ac<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le plafond peut \u00eatre d\u00e9pass\u00e9 lorsque les int\u00e9r\u00eats sont ajout\u00e9s \u00e0 votre \u00e9pargne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mais lorsque le solde du livret atteint le plafond, ou le d\u00e9passe, suite \u00e0 l&#8217;ajout des int\u00e9r\u00eats, vous ne pouvez plus faire de d\u00e9p\u00f4t sur le compte.<\/p>\n\n\n\n<p class=\"has-base-3-color has-accent-background-color has-text-color has-background has-link-color wp-elements-e765ee9cfd8355b79c7582acb71ab504 wp-block-paragraph\"><strong>PERSONNE MORALE :<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On l&#8217;ignore souvent mais certaines <em>personnes morales<\/em>  peuvent d\u00e9tenir un livret A. Citons :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Association \u00e0 but non lucratif et non soumise \u00e0 l&#8217;imp\u00f4t sur les soci\u00e9t\u00e9s<\/li>\n\n\n\n<li>Syndicat de copropri\u00e9taires<\/li>\n\n\n\n<li>Organisme HLM<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Le livret doit \u00eatre ouvert au nom de la personne morale par une personne qui est habilit\u00e9e \u00e0 la repr\u00e9senter l\u00e9galement.<\/p>\n\n\n\n<p class=\"has-base-background-color has-background wp-block-paragraph\">Pour les personnes morales habilit\u00e9es le montant maximum d&#8217;\u00e9pargne sur le livret A est de\u00a0<strong>76\u00a0500\u00a0\u20ac<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Exceptions :<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(a) Pour les <strong>syndicats de copropri\u00e9taires<\/strong>, dont le nombre de lots de la copropri\u00e9t\u00e9 \u00e0 usage de logements, de bureaux ou de commerces est sup\u00e9rieur \u00e0 100, ce plafond est port\u00e9 \u00e0\u00a0<strong>100 000\u00a0\u20ac<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(b) Les <strong>organismes d&#8217;habitation \u00e0 loyer mod\u00e9r\u00e9<\/strong> sont autoris\u00e9s \u00e0 effectuer des d\u00e9p\u00f4ts sur leur livret A, <strong>sans limite d&#8217;un plafond<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le plafond peut \u00eatre d\u00e9pass\u00e9 lorsque les int\u00e9r\u00eats sont ajout\u00e9s \u00e0 votre \u00e9pargne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mais lorsque le solde du livret atteint le plafond, ou le d\u00e9passe, suite \u00e0 l&#8217;ajout des int\u00e9r\u00eats, vous ne pouvez plus faire de d\u00e9p\u00f4t sur le compte.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Livret A est un compte d&#8217;\u00e9pargne r\u00e9glement\u00e9, accessible \u00e0 tous et b\u00e9n\u00e9ficiant d&#8217;un taux d&#8217;int\u00e9r\u00eat d\u00e9fiscalis\u00e9. PERSONNE PHYSIQUE : Tout le monde a le droit de d\u00e9tenir un livret A, il n&#8217;y a pas de condition d&#8217;\u00e2ge, de nationalit\u00e9, ou de r\u00e9sidence fiscale en France. Si vous \u00eates mineur vous pouvez ouvrir un livret &#8230; <a title=\"Livret A : quel est son plafond ?\" class=\"read-more\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/livret-a-plafond\/\" aria-label=\"En savoir plus sur Livret A : quel est son plafond ?\">Lire plus<\/a><\/p>\n","protected":false},"author":2,"featured_media":2768,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,1],"tags":[],"class_list":["post-3168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dossier-entreprise","category-dossier","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Livret A : quel est son plafond ? - Feodus<\/title>\n<meta name=\"description\" content=\"Livret A : quel est son plafond? 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David dispose de tous les agr\u00e9ments n\u00e9cessaires aux m\u00e9tiers du conseil en gestion de patrimoine, s\u2019agissant de professions r\u00e9glement\u00e9es : il est Conseiller en Investissement Financier (CIF), Courtier en Op\u00e9rations de Banque &amp; Services de Paiement (COBSP), Courtier en Op\u00e9rations d\u2019Assurance (COA) et b\u00e9n\u00e9ficie de la carte professionnelle immobili\u00e8re pour les Transactions sur Immeubles &amp; Fonds de commerce.","url":"https:\/\/www.feodus-finance.fr\/defiscalisation\/author\/david-morisse\/"}]}},"_links":{"self":[{"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/posts\/3168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/comments?post=3168"}],"version-history":[{"count":2,"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/posts\/3168\/revisions"}],"predecessor-version":[{"id":3170,"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/posts\/3168\/revisions\/3170"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/media\/2768"}],"wp:attachment":[{"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/media?parent=3168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/categories?post=3168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.feodus-finance.fr\/defiscalisation\/wp-json\/wp\/v2\/tags?post=3168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}