{"id":3489,"date":"2025-03-27T08:48:55","date_gmt":"2025-03-27T07:48:55","guid":{"rendered":"https:\/\/www.feodus-finance.fr\/defiscalisation\/?p=3489"},"modified":"2025-03-27T08:48:58","modified_gmt":"2025-03-27T07:48:58","slug":"reforme-assurance-chomage-unedic","status":"publish","type":"post","link":"https:\/\/www.feodus-finance.fr\/defiscalisation\/reforme-assurance-chomage-unedic\/","title":{"rendered":"R\u00e9forme de l&#8217;assurance ch\u00f4mage : quels sont les r\u00e9sultats depuis 2019 ?"},"content":{"rendered":"\n<p class=\"has-medium-font-size wp-block-paragraph\">La r\u00e9forme de l\u2019assurance ch\u00f4mage en France entre <strong>2019 et 2021<\/strong> visait \u00e0 transformer profond\u00e9ment le syst\u00e8me pour le rendre <strong>plus incitatif \u00e0 l\u2019emploi<\/strong>, <strong>plus \u00e9quitable<\/strong> et <strong>financi\u00e8rement soutenable<\/strong>. <\/p>\n\n\n\n<h2 class=\"wp-block-heading has-base-3-color has-accent-background-color has-text-color has-background has-link-color wp-elements-1\">Rappels des principales mesures de la r\u00e9forme (2019-2021)<\/h2>\n\n\n\n<p class=\"has-base-background-color has-background wp-block-paragraph\"><strong>Durcissement des conditions d\u2019ouverture des droits (novembre 2019)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Passage de <strong>4 mois \u00e0 6 mois<\/strong> de travail sur les 24 derniers mois pour ouvrir des droits.<\/li>\n\n\n\n<li>Cela a r\u00e9duit le nombre de personnes \u00e9ligibles \u00e0 l\u2019assurance ch\u00f4mage.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-base-background-color has-background wp-block-paragraph\"><strong>Modification du calcul de l\u2019allocation (initialement pr\u00e9vue pour avril 2020, mise en \u0153uvre repouss\u00e9e au 1er juillet 2021)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le calcul se base d\u00e9sormais sur <strong>le revenu mensuel moyen<\/strong> (y compris les p\u00e9riodes non travaill\u00e9es), ce qui <strong>r\u00e9duit l\u2019indemnisation<\/strong> des personnes aux carri\u00e8res discontinues.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-base-background-color has-background wp-block-paragraph\"><strong>D\u00e9gressivit\u00e9 des allocations pour les hauts revenus (appliqu\u00e9e en juillet 2021)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les allocataires touchant plus de <strong>4500 \u20ac brut\/mois<\/strong> voient leur allocation baisser de 30% \u00e0 partir du 7e mois.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-base-background-color has-background wp-block-paragraph\"><strong>Bonus-malus sur les contrats courts (exp\u00e9rimentation depuis 2021 dans certains secteurs)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Les entreprises ayant un fort recours aux CDD sont <strong>p\u00e9nalis\u00e9es<\/strong> via un syst\u00e8me de cotisation modul\u00e9e.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-base-3-color has-accent-background-color has-text-color has-background has-link-color wp-elements-2\">Pour quels r\u00e9sultats ?<\/h2>\n\n\n\n<h4 class=\"wp-block-heading has-base-background-color has-background\"><strong>Effets sur les allocataires<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Environ <strong>1,2 million de personnes<\/strong> auraient \u00e9t\u00e9 affect\u00e9es n\u00e9gativement par le nouveau calcul des droits (selon l\u2019Un\u00e9dic).<\/li>\n\n\n\n<li>Une baisse <strong>moyenne de 17% des indemnit\u00e9s<\/strong> pour les personnes touch\u00e9es par le nouveau mode de calcul.<\/li>\n\n\n\n<li>Moins de personnes <strong>\u00e9ligibles<\/strong>, en particulier les jeunes, int\u00e9rimaires ou travailleurs pr\u00e9caires.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading has-base-background-color has-background\"><strong>Impact sur les finances de l\u2019Un\u00e9dic<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00c9conomies estim\u00e9es \u00e0 environ <strong>2,3 milliards d\u2019euros par an<\/strong> une fois la r\u00e9forme totalement appliqu\u00e9e.<\/li>\n\n\n\n<li>Cela contribue \u00e0 <strong>r\u00e9duire le d\u00e9ficit<\/strong> de l\u2019assurance ch\u00f4mage, aggrav\u00e9 par la crise COVID.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading has-base-background-color has-background\"><strong>Effets sur l\u2019emploi<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Il est <strong>difficile de mesurer un impact direct<\/strong> sur le retour \u00e0 l\u2019emploi, notamment \u00e0 cause du contexte de <strong>crise sanitaire<\/strong> (COVID-19).<\/li>\n\n\n\n<li>Certains observateurs craignent un <strong>accroissement de la pr\u00e9carit\u00e9<\/strong>, car les incitations \u00e0 accepter des contrats courts sont plus fortes.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La r\u00e9forme de l\u2019assurance ch\u00f4mage en France entre 2019 et 2021 visait \u00e0 transformer profond\u00e9ment le syst\u00e8me pour le rendre plus incitatif \u00e0 l\u2019emploi, plus \u00e9quitable et financi\u00e8rement soutenable. Rappels des principales mesures de la r\u00e9forme (2019-2021) Durcissement des conditions d\u2019ouverture des droits (novembre 2019) Modification du calcul de l\u2019allocation (initialement pr\u00e9vue pour avril 2020, &#8230; <a title=\"R\u00e9forme de l&#8217;assurance ch\u00f4mage : quels sont les r\u00e9sultats depuis 2019 ?\" class=\"read-more\" href=\"https:\/\/www.feodus-finance.fr\/defiscalisation\/reforme-assurance-chomage-unedic\/\" aria-label=\"En savoir plus sur R\u00e9forme de l&#8217;assurance ch\u00f4mage : quels sont les r\u00e9sultats depuis 2019 ?\">Lire plus<\/a><\/p>\n","protected":false},"author":3,"featured_media":3005,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[165,271,197],"class_list":["post-3489","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite-de-la-finance","tag-assurance","tag-chomage","tag-reforme","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>R\u00e9forme de l&#039;assurance ch\u00f4mage : quels sont les r\u00e9sultats depuis 2019 ? - Feodus<\/title>\n<meta name=\"description\" content=\"Assurance ch\u00f4mage : quels sont les r\u00e9sultats depuis 2019? 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